Privacy Policy

Overview

This Privacy Policy applies to every visitor, customer and individual who accesses moneyethicsindia.com, submits an enquiry, requests information or uses any feature available on this website. By accessing or using this website, you acknowledge and accept the practices described in this Privacy Policy.

Information We Collect

• Name, mobile number, email address and city.
• Information submitted through contact forms, enquiry forms or callback requests.
• Details voluntarily shared regarding financial objectives, investment interests and product preferences.
• Communication history, support requests and appointment information.
• Technical information including browser type, device details, IP address and website usage statistics.

Purpose of Collection & Usage of Information:

We collect and process your data strictly for legitimate and regulatory purposes:

• KYC Verification: Facilitating Know Your Customer (KYC) processing through SEBI-registered KRA (KYC Registration Agencies) and CKYC.
• Transaction Processing: Routing investment orders directly to Asset Management Companies (AMCs), Stock Exchange platforms (e.g., BSE ), and payment gateways.
• Communication: Sending mandatory transaction confirmations, Consolidated Account Statements (CAS), dividend updates, and customer support responses.
• To send important service updates, regulatory communications and educational material.

Data Sharing & Disclosure Principles (AMFI & SEBI Guidelines)

We adhere strictly to AMFI Best Practice Guidelines (Circular No. 99/2021-22) regarding data sharing. Your data will never be sold, rented, or traded to third parties for independent marketing purposes.

We share your data only with regulated market infrastructure entities to the extent necessary to process your requests:

AMCs & RTAs: Asset Management Companies and Registrar & Transfer Agents (e.g., CAMS, KFintech) for processing mutual fund orders and updating folio records.

Exchange Platforms & Clearing Corporations: BSE, or clearing entities for order routing and payment reconciliation. KYC Agencies: KRAs and CKYC registry for identity verification.

Statutory & Legal Authorities: Regulatory bodies like SEBI, RBI, Income Tax authorities, or court orders when legally mandated.

All third-party service providers bound to process data on our behalf are contractually mandated to maintain strict confidentiality and robust data security controls.

Cookies Policy

Our website utilizes cookies to distinguish you from other users, personalize your browsing experience, and improve platform performance. You can control or disable cookies through your web browser settings; however, doing so may limit access to specific features of our platform.

Data Security

We follow reasonable administrative, technical and operational safeguards to protect personal information from unauthorized access, misuse, alteration or disclosure. However, no internet transmission or electronic storage system can be guaranteed to be completely secure.

Retention Policy

We retain your personal and financial data only for as long as necessary to fulfill the purpose for which it was collected, or as mandated by SEBI record retention norms.

User Rights & Choices

Subject to statutory regulations, you have the following rights regarding your data: Access & Correction: You can review, update, or correct inaccurate personal details stored on our portal. Withdrawal of Consent: You may withdraw your consent for discretionary data processing at any time by contacting our Grievance Officer. (Note: Withdrawal of consent may impair our ability to service your mutual fund account where data processing is legally mandatory).

Third-Party Links

This website may contain links to external websites, including regulatory authorities, KYC-related portals, transaction platforms and other publicly available resources. Money Ethics is not responsible for the privacy practices, content or security of any third-party website.

Updates to This Policy

We reserve the right to modify or update this Privacy Policy at any time to reflect changing legal, regulatory, or operational requirements. Any updates will be posted on this page.. Continued use of our platform constitutes acceptance of the revised policy.

Grievance Redressal Officer

If you have any questions regarding this Privacy Policy or wish to request access, correction or deletion of your personal information, please contact Money Ethics using the details provided below.